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You are here: Home / Homeowners / Homeowners Not Refinancing

Homeowners Not Refinancing

March 31, 2016 By Geoffrey Disch Leave a Comment

Even though rates for home loans remain near historically low levels, many homeowners – roughly 7 million (!) – are not taking advantage and reducing their monthly rates. It’s estimated that approximately 6.7 million borrowers could save an average of $3000 per year for a total of a cool $20 billion in potential annual savings.

The reason these borrowers with sufficient equity and high enough credit scores are not lowering their mortgage rates? Largely lack of awareness, according to industry experts. While the Federal Reserve did raise its target interest rate in early December 2015, the global economic situation kept home rates low.

Is now the time to refinance? For nearly 7 million homeowners, the answer remains Yes.

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Filed Under: Homeowners Tagged With: refinance

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