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You are here: Home / Homeowners / Most buyers still don’t shop for a mortgage

Most buyers still don’t shop for a mortgage

October 18, 2018 By Geoffrey Disch Leave a Comment

According to a new survey nearly two thirds of all home buyers don’t bother shopping around for a mortgage. 44 percent admitted that the best mortgage is the one with the lowest rate. Experts point out that closing costs and the broader annual percentage rate are also important factors.

Finally, many confused prequalified – you will likely be able to obtain a mortgage for what you can afford – with preapproved – where you actually been approved for a mortgage.

58 percent believed that adjustable-rate mortgages were only for “risk takers” while analysts explain that adjustable 5/5 rates are ideal for those who expect to be in their home for lost than 5 years.

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Filed Under: Homeowners Tagged With: mortgages

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“I’ve been in this industry for over 20 years. I have seen both fantastic and just “ok” escrow officers. The Escrow Officer and her team are typically the last stop for a borrower during the purchase or refinance transaction. You want that person and team to be personable, professional and helpful to your client. Kathy and her team at Green Escrow has surpassed my expectations. The team has gone the extra mile to ensure my file closed on time and without incident. I’m looking forward to continued success with Green Escrow.””
by Adina Erridge, Bay Equities Home Loans

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