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You are here: Home / Credit / Poor credit? A few options

Poor credit? A few options

August 17, 2020 By Geoffrey Disch Leave a Comment

Last week we looked at other factors that may come into play when your credit, as a first-time buyer, is poor. What are some options to finding a lender?

  • FHA Loans: The federal Housing Administration on requires a credit score of 580 and a down payment of 3.5 percent. Many lenders won’t go below a credit score of 620, so you may have to look around.
  • VA Loans: Military personnel (current or former) can benefit from very low – or no – down payment or mortgage insurance.
  • Credit Karma: Credit Karma can help with crucial credit decisions so that you can improve your credit score before you apply for a mortgage.
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Filed Under: Credit Tagged With: options for mortgage, poor credit

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