A new report from HSH.com combines the National Association of Realtors’s quarterly home price data with local property tax and homeowner’s insurance numbers to come up with the income needed to buy a median-priced home in the market.

The most affordable:

• Pittsburgh: Salary needed – $38,880
• Oklahoma City: Salary needed – $40,917
• Cleveland: Salary needed – $40,997

The east affordable:

• San Jose: Salary needed – $256,877
• San Francisco: Salary needed – $200,025
• San Diego: Salary needed – $132,420