Given the high cost of real estate coupled with crippling student loan payments and it’s not surprising that 8 out of 10 millennials are having difficulty coming up with a down payment for their first home. And, given these circumstances, it’s not surprising that many millennials are turning to their parents for financial help in one way or another.

Sometimes it may be an outright gift: the National Association of Realtors says that 25 percent of home buyers under the age of 38 receive financial gifts from friends or parents to help with the downpayment.

Another 20 percent move from their parents home into their first property as they are able to save faster by living at home.