The days it seems as if everything is changing when it comes to homeownership. According to a recent study by the Stanford Center on Longevity, millennials are waiting until 30 or so to get married. This means they are having families later and buying a home later.

Currently, the homeownership rate at age 30 is approximately 36 percent whereas 49 percent of baby boomers had purchased a home by age 30.

Of course, the reasons are many. Young adults are now saddled with an average of $30,000 in student debt, housing prices continue to rise and, although the economy remains strong, wages are not commensurate with home appreciation.