The recent 760 billion tax deal that was signed into law in December contained two potentially important tax breaks for homeowners. First was a a retroactive extension of The Mortgage Debt Forgiveness Act through 2016 which expired at the close of 2014. This means loan forgiveness for homeowners who sold their homes for less than the amount of their loan during 2015.
Also retroactively until 2016 was the deduction for mortgage insurance payments, which expired at the end of 2014. This allows homeowners with adjusted gross incomes up to $100,000 can deduct 100% of their mortgage insurance payments with deductions reduced by 10 percent for each additional $1000 of adjusted gross income above $100,000.
Not earth shaking tax breaks but, as they say, every little bit helps.