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You are here: Home / Homeowners / Be Wary of No-Cost Refinancing

Be Wary of No-Cost Refinancing

January 11, 2018 By Geoffrey Disch Leave a Comment

While the mortgage industry is very competitive, it’s smart to be careful when considering no-cost refinancing. The fact is, there are considerable costs involved – usually between $2,000 and $5,000 – and they must be paid for somehow.

Are your costs being rolled into the total loan amount? If so, you’re borrowing and paying interest on more than the outstanding balance.

Or are you being charged a higher interest rate to cover costs?

It pays to remember that fees vary by lender (and often location) and are negotiable.

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Filed Under: Homeowners Tagged With: refinance

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“I’ve been in this industry for over 20 years. I have seen both fantastic and just “ok” escrow officers. The Escrow Officer and her team are typically the last stop for a borrower during the purchase or refinance transaction. You want that person and team to be personable, professional and helpful to your client. Kathy and her team at Green Escrow has surpassed my expectations. The team has gone the extra mile to ensure my file closed on time and without incident. I’m looking forward to continued success with Green Escrow.””
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